Cheapest Online Colleges [2025 Guide]

Searching for the cheapest online college? Our list takes an in-depth look at the most affordable online colleges with further information about each school to help your search.

The landscape of online education has transformed dramatically, with affordability becoming a crucial factor for students. Our comprehensive analysis reveals the most cost-effective accredited online colleges for 2025, using data from the National Center for Education Statistics and College Scorecard.

Key Findings

  • Net prices range from $4,765 to $15,502 among top affordable options
  • Florida State University leads in graduation rates at 82%
  • University of Florida-Online graduates report highest median earnings at $71,588
  • Public universities dominate the most affordable options

Featured Online Colleges

Learn about start dates, transferring credits, availability of financial aid, and more by contacting the universities below.

Ranking Methodology

Rankings are based on average net price data from the National Center for Education Statistics via College Scorecard. Additional factors include graduation rates, retention rates, and median graduate earnings.

Cheapest Accredited Online Colleges 2025

Top Tier (Under $8,000 Net Price)

1. Purdue University Global

Average Net Price
$4,765
Graduation Rate
27%
Retention Rate
17%
Median Earnings
$36,596
Total Cost
$13,945
Median Debt
$26,078

2. Peirce College

Average Net Price
$5,301
Graduation Rate
25%
Retention Rate
100%
Median Earnings
$50,660
Total Cost
$18,260
Median Debt
$31,250

3. University of Florida-Online

Average Net Price
$6,072
Graduation Rate
61%
Retention Rate
91%
Median Earnings
$71,588
Total Cost
$17,518
Median Debt
$15,000

4. Florida State University

Average Net Price
$6,450
Graduation Rate
82%
Retention Rate
94%
Median Earnings
$61,675
Total Cost
$23,308
Median Debt
$18,000

5. The Baptist College of Florida

Average Net Price
$7,594
Graduation Rate
44%
Retention Rate
83%
Median Earnings
$42,836
Total Cost
$19,539
Median Debt
$23,590

Mid Tier ($8,000-$12,000 Net Price)

1. University of North Carolina at Pembroke

Average Net Price
$8,421
Graduation Rate
47%
Retention Rate
72%
Median Earnings
$43,407
Total Cost
$15,183
Median Debt
$25,000

2. Florida International University

Average Net Price
$8,722
Graduation Rate
69%
Retention Rate
90%
Median Earnings
$60,249
Total Cost
$19,666
Median Debt
$16,500

3. American Public University System

Average Net Price
$10,168
Graduation Rate
19%
Retention Rate
91%
Median Earnings
$44,409
Total Cost
$16,779
Median Debt
$21,743

4. Western Governors University

Average Net Price
$10,580
Graduation Rate
54%
Retention Rate
65%
Median Earnings
$60,615
Total Cost
$14,042
Median Debt
$11,116

5. Minot State University

Average Net Price
$12,121
Graduation Rate
50%
Retention Rate
72%
Median Earnings
$51,759
Total Cost
$17,273
Median Debt
$19,609

Upper Mid Tier ($12,000-$14,000 Net Price)

1. Granite State College

Average Net Price
$12,161
Graduation Rate
46%
Retention Rate
56%
Median Earnings
$51,254
Total Cost
$17,753
Median Debt
$15,585

2. Columbia Southern University

Average Net Price
$12,366
Graduation Rate
46%
Retention Rate
41%
Median Earnings
$63,534
Total Cost
$16,520
Median Debt
$21,339

3. San Diego State University

Average Net Price
$12,721
Graduation Rate
80%
Retention Rate
90%
Median Earnings
$64,909
Total Cost
$23,482
Median Debt
$15,000

4. Fort Hays State University

Average Net Price
$13,096
Graduation Rate
57%
Retention Rate
74%
Median Earnings
$48,928
Total Cost
$18,598
Median Debt
$21,000

5. Hallmark University

Average Net Price
$13,225
Graduation Rate
50%
Retention Rate
67%
Median Earnings
$40,183
Total Cost
N/A
Median Debt
$25,438

Premium Tier ($14,000+ Net Price)

1. University of Wisconsin-Green Bay

Average Net Price
$13,404
Graduation Rate
56%
Retention Rate
71%
Median Earnings
$52,528
Total Cost
$17,641
Median Debt
$18,500

2. American InterContinental University

Average Net Price
$14,028
Graduation Rate
16%
Retention Rate
119%
Median Earnings
$36,144
Total Cost
$20,088
Median Debt
$31,000

3. Charter Oak State College

Average Net Price
$14,288
Graduation Rate
56%
Retention Rate
100%
Median Earnings
$64,209
Total Cost
$18,386
Median Debt
$18,683

4. Bryant & Stratton College-Online

Average Net Price
$14,545
Graduation Rate
15%
Retention Rate
23%
Median Earnings
$32,568
Total Cost
$20,491
Median Debt
$21,549

5. Franklin University

Average Net Price
$15,502
Graduation Rate
45%
Retention Rate
21%
Median Earnings
$51,892
Total Cost
$25,199
Median Debt
$20,836

Accreditation & Quality Metrics

Each ranked institution maintains regional accreditation verified through the U.S. Department of Education database. Data sources include:

  • National Center for Education Statistics (2024-2025)
  • College Scorecard (2024-25)
  • U.S. News & World Report rankings (2025)

Student Aid Guide

FAFSA Deadlines for 2025-26:

  • Federal Deadline: July 1, 2025 and June 30, 2026
  • Average institutional aid per school in our rankings: $2,000-$15,000
  • Pell Grant eligibility applies to all listed institutions

Technology Requirements

Standard requirements across all listed online programs:

  • High-speed internet connection
  • Updated web browser
  • Computer with webcam/microphone
  • Learning Management System compatibility

National Cost Comparisons

  • Public four-year in-state: $11,260
  • Public four-year out-of-state: $29,150
  • Private nonprofit four-year: $41,540

Best Value Analysis

Highest ROI Programs

  1. University of Florida-Online: Combines high median earnings ($71,588) with low net price ($6,072)
  2. San Diego State University: Strong graduation rate (80%) and earnings ($64,909)
  3. Florida State University: Excellent graduation rate (82%) and solid earnings ($61,675)

Most Affordable Out-of-State Options

According to U.S. News:

  • Fitchburg State University: $150 per credit
  • Middle Georgia State University: $150 per credit
  • Columbus State University: $182 per credit
  • Kennesaw State University: $185 per credit
  • University of West Georgia: $199 per credit

Best In-State Value

  1. University of Texas MD Anderson Cancer Center: $63/credit
  2. Western Carolina University: $66/credit
  3. Daytona State College: $92/credit

Student Success Metrics

Top Graduation Rates

  1. Florida State University (82%)
  2. San Diego State University (80%)
  3. Florida International University (69%)

Best Retention Rates

  1. Peirce College (100%)
  2. Charter Oak State College (100%)
  3. Florida State University (94%)

Expert Recommendations

According to community feedback and expert analysis, prospective students should consider:

  • Total Cost vs. Net Price: Look beyond the sticker price to understand actual costs
  • Completion Rates: Higher graduation rates often indicate better student support
  • Career Outcomes: Consider median earnings and employment rates Financial Aid: Investigate scholarship and grant opportunities
  • Program Flexibility: Evaluate course delivery methods and schedule options

Community Insights

Reddit User Experiences

  • Many users recommend starting with community college courses
  • Several mention SUU Speedway program's affordability at $75 per credit
  • Users emphasize importance of employer tuition reimbursement programs

Quora User Recommendations

Users highlight Nexford University for:

  • Global accreditation
  • Quality education
  • Flexible learning options
  • Practical skills development
  • Strong support services

Popular Online Colleges

Learn about start dates, transferring credits, availability of financial aid, and more by contacting the universities below.

Cheapest Online Colleges FAQ

What is the cheapest accredited online college?
School Name Average Net Price
Purdue University Global $4,765
Peirce College $5,301
University of Florida-Online $6,072
Florida State University $6,450
The Baptist College of Florida $7,594
Are online colleges cheaper than traditional colleges?
Yes, online education offers significant cost savings compared to traditional campus programs:
  • Public four-year online degrees: $54,183 (average)
  • Traditional in-person degrees: $85,348 (average)
  • Additional savings on:
    • Transportation: $1,360/year
    • Meal plans: $600/year
  • Per-credit costs at public universities:
    • Online: $333
    • In-person: $711
Are online degrees respected by employers?
Online degrees have gained strong recognition in the professional world:
  • 83% of employers value online degrees equally to on-campus degrees
  • 71% of companies hire online program graduates
  • 61% rate online education quality as equal or superior
  • 52% believe online education is the future of advanced degrees
Which degrees are typically the least expensive to earn online?
Most affordable online degree programs:
  • Associate Degrees in Health-related fields
  • Bachelor's Degrees in Education
  • Associate Degrees in Information Technology (IT)
  • Bachelor's Degrees in Business Administration

Popular Online Colleges

Learn about start dates, transferring credits, availability of financial aid, and more by contacting the universities below.

Want to narrow down your search to the states with the most colleges/universities? Check these links out! California, Texas, Florida, and New York.

Updates and Verification

This guide is updated often. Last update: November 2024

Next scheduled review: March 2025

Further Resources

Best Online Colleges
Most Affordable Colleges
Accelerated Online Degree Programs (Associates, Bachelors, Masters)
Cheapest Online PHD Programs and Online Doctoral Programs
Cheapest Online Master’s Degree Programs
Best Nationally Accredited Online Colleges
Cheapest Affordable Online MBA Programs
Online Medical Assistant Programs

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Visit West Texas A&M University’s Accredited Online Programs
Visit American Public University’s Accredited Online Programs

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